FundingMachine™ — Real-Data Credit Analysis & FCRA Engine

Step 1: Account Creation & Explicit FCRA Consent

Full Legal Name

Email Address

Mobile Phone

FCRA Permissible Purpose & Privacy Disclosure

By clicking below, you grant explicit authorization under 15 U.S.C. § 1681b for RJ Business Solutions to analyze your consumer credit report information strictly for consumer-initiated credit repair audit, dispute generation, and business funding qualification. Zero synthetic or dummy data will be generated.

Step 2: Obtain & Ingest Real Credit Report Data

Credit Data Status: NOT_RECEIVED

Option A: Connect MyFreeScoreNow Account Directly

Enter your MyFreeScoreNow account credentials below to automatically fetch your real 3-bureau credit report via API.

MyFreeScoreNow Account Email

MyFreeScoreNow Password

MFSN Client Token (Optional)

Option B: Upload Real 3B Report Payload / JSON / PDF

Paste actual 3B report JSON payload below or upload report document.

Step 3: Human Extraction Verification

Review extracted values and confidence scores before completing analysis.

Step 4: Consumer Financial Questionnaire

Primary Financial Objective

Gross Monthly Business/Personal Income

Monthly Housing/Mortgage Expense

🎉 Real Credit Analysis Verified

CREDIT_DATA_RECEIVED

Report Source: MyFreeScoreNow (3-Bureau) | Report Date: 2026-08-08

Deterministic Credit Metrics

Revolving Util.

94.0%

Revolving Debt

$4,700

Total Debt

$4,700

Derogatory Items

1

Detected FCRA § 611 Statutory Violations

Interactive What-If Scenario Simulator

⚠️ WHAT-IF SCENARIO — NOT CURRENT REPORT DATA. Original snapshot preserved.

Simulate Balance Reduction ($)

Simulated Revolving Balance: $2,350.00 | Simulated Utilization: 47.0%

Provenanced Analysis ID: sess_live_20260808

FundingMachine™ Credit Intelligence